working Policy LAP / CC- OD / DOD Basic information for Loan Against Property
District Centre,Janakpuri West, Delhi 110058 +91 844 7111 040 / 011 4475 9850 assist@auorbusiness.com

CC- OD / DOD

Home About
Basic information for CC- OD - DOD
  •   Multiple Bank / NBFC Available
  •   Funding Pan India Metro Cities
  •   Repayment as Term Loan / OD Limits / DOD Limits / Hybrid
  •   Loan Amt 15 Lacs to 25 Cr.
  •   Rate of interest 9% to 18% Depend on Bank / NBFC + Loan Amt
  •   Tenure 7 Years to 20 Years Depend on Bank / NBFC
  •   PF 0.25% to 2% Depend on Bank / NBFC + Loan Amt
  •   Insurance Mandatory according to age
  •   Locking Period 6 Months to 12 Months
  •   Fore Closure Charge 1% to 4%
  •   Part Payment Facility depend on Bank / NBFC
  •   Top Up after 12 Months
  •   Time to Process 5 Days to 20 Days
  •   Residence , Office and Property Verification Mandatory
Profile
  •   Salaried Person
  •   Self employed Person
  •   Service industry
Income Criteria
  •   Cash Salary
  •   Account salary
  •   Without ITR
  •   Without GST
  •   With Complete financial
  •   Rental Income White
  •   Rental Income Cash
  •   Co Applicant Income
  •   Other Income
Property Type
  •   Residential
  •   Commercial
  •   Industrial
  •   Mix Use Properly
Area Type
  •   Approved
  •   Regularised
  •   Lal Dora
Type of Property
  •   Complete Property
  •   Floorwise property
  •   Upto 3rd floor
  •   Gali minimum 10 ft.
  •   Dwell Property
  •   Sub devided Property
  •   Multi Tenented Property
  •   Vaccant Property
Valid Property Paper
  •   Condition to Sale deed
  •   Latest Sale deed
  •   1 year old sale deed
  •   Gift deed
  •   Transfer Deed
  •   Reliquence Deed
Cibil Policy
  •   Cibil Socre more than 700
  •   No Settlement
  •   No Overdues
  •   No W/O
  •   No SMA reporting in last 3 years
  •   DPD (Delay Payment of Emi) less than 30 Days but not within 12 months
  •   Cibil Enquiries 6 in 30 Days
  •   No latest Loan taken in 6 Months
  •   No Latest Bouncing in last 6 months
Documents Required
  •   Applicant & Co-Applicant
  •   Photo
  •   Pan card
  •   Aadhar card
  •   Relationship proof
  •   Income documents
  •   12 months bank statement in PDF
  •   All running loan statement
  •   Complete chain of Property
  •   Login Fee
  • Additional documents Required
  •   Photo
  •   Pan card
  •   Aadhar card
  •   3 Month latest Salary Slip
  •   6 Months updated Bank statement in PDF
  •   All running loan statement
  •   Complete chain of Property
  •   Login Fee
  • Additional documents Required
  •   Co-Applicant
  •   Photo
  •   Pan card
  •   Aadhar card
  •   Relationship proof
  •   Income documents
  •   12 months bank statement in PDF
Documents Required for Sel Employed Person
If Proprietor Ship
  •   Photo
  •   Pan card
  •   Aadhar card
  •   Residence Address proof
  •   Office address proof
  •   Ownership (Pan India)
  •   GST registration
  •   GST Return Id & Password
  •   2 years ITR, Computation, Balance sheet, Profit & Loss
  •   12 months Updated Bank statement
  •   All running loan statement
  •   Complete chain of Property
  •   Login Fee
  •   Additional documents Required
  •   Co-Applicant
  •   Photo
  •   Pan Card
  •   Aadhar Card
  •   Relationship proof
If Partner ship firm
  •   Photo
  •   Pan card
  •   Aadhar card
  •   Residence Address proof
  •   Office address proof
  •   Ownership (Pan India)
  •   GST registration
  •   GST Return Id & Password
  •   2 years ITR, Computation, Balance sheet, Profit & Loss
  •   12 months Updated Bank statement
  •   All running loan statement
  •   Complete chain of Property
  •   Login Fee
  •   Additional documents Required
  •   Partnership deed
  •   Company Pan Card
  •   List of Share Holder & Sharing %
  •   All Partners Photo, Pan card, Aadhar Card, 1 years Savings account statement
  •   2 years Sale Summary (CA attested )
If Pvt Ltd Firm
  •   Photo
  •   Pan card
  •   Aadhar card
  •   Residence Address proof
  •   Office address proof
  •   Ownership (Pan India)
  •   GST registration
  •   GST Return Id & Password
  •   2 years ITR, Computation, Balance sheet, Profit & Loss
  •   12 months Updated Bank statement
  •   All running loan statement
  •   Complete chain of Property
  •   Login Fee
  •   Additional documents Required
  •   MOA
  •   AOA
  •   Company Pan Card
  •   List of Directors
  •   List of Share holder & Sharing %
  •   All Directors Photo, Pan card, Aadhar Card,
  •   1 years Savings account statement
  •   2 years Sale Summary (CA attested)
About Us

Building Financial Success Together

At AUOR Business Solutions, we are committed to providing expert financial guidance, customized loan solutions, and reliable insurance services to help you achieve your goals.

🔹 Trusted by Thousands | 🔹 Hassle-Free Process | 🔹 Expert Support

Read More About
Whatsapp E-Mail Call Admin

AUOR Business Solutions is in the service of the management of money and includes activities such as investing, borrowing, lending, budgeting, saving, and forecasting.

Our Location

District Centre,Janakpuri West, Delhi 110058

assist@auorbusiness.com

+91 844 7111 040
011 4475 9850

Useful Links

Home About Us Services Clients Career Contact Us

Important Links

Home Loans Business Loans Insurence Secure Loans Study Loans Road Map Loans