working Tips And Our Work Strangth
District Centre,Janakpuri West, Delhi 110058 +91 844 7111 040 / 011 4475 9850 assist@auorbusiness.com

Useful Tips to Follow

Tips to Maintain Cibil Score
  •   SAVE your CIBIL for Yourself and Your Family
  •   Arrange Emi Amt in account 1 day before to avoid Delay Payment of Emi.
  •   Avoid Settlement & Overdues
  •   Pay full amt without any waiver of single rupees.
  •   Take Statement of account & NOC after settlement
  •   Don't take any type of Loan for other than Family member
  •   Don't be Guarantor or Co-Applicant for other than family member for any type of Loan
  •   If you are Guarantor or Co-Applicant for any one always track your Cibil Report.
  •   Maintain atleast 700+ Cibil Socre
Tips for Loan Elligibility (Salaried Person)
  •   Process your loan application through known & experienced person for honest guidence & to avoid Multi- Enquiry.
  •   ement
  •   Avoid to take any type of loan from any type of App
  •   Take a big amt of Loan instead of multiple loans
  •   Maintain Emi Amt less than 60% of Net Salary
  •   Avoid to take Multiple Credit card with Total Credit Limit more than 5 times of Net Salary
  •   Avoid the Company who is not deducting PF
  •   Before Joining , Check the company Vintage more than 3 years and Paid up capital more than 1 Lacs.
  •   Before joining , Check 3 years Turn Over of the Company which is in increasing order.
  •   Avoid the Company which is not listed in MCA
  •   Always check the Salary slip Amt which should match with Bank statement credited salary
  •   Use the Bank for Salary Account who can easily give PDF Statement
  •   Open a OD account of 2 times of running emi which will be used only when in the situation of Emi bounce
  •   Be Digital expert to easily follow the bank process
Tips for Loan Elligibility (Self Employed Person)
  •   Process your loan application through known & experienced person for honest guidence & to avoid Multi- Enquiry.
  •   Avoid to take any type of loans from any type of App
  •   Take a big amt of Loan instead of multiple loans
  •   Maintain Avarage Balance amt.in your current account >2 times of your running Emi
  •   Maintain Turn over and NET Profit in Increasing order
  •   Use only Current Account for Business Transactions
  •   Use the Bank Account who can easily give PDF Statement
  •   Use less than 80% amt. of your CC-OD Limit account.
  •   Pay Interst of CC-OD Limit on time
  •   Make Business Registration Proof &
  •   Office Address Proof in the name of Company
  •   Arrange All India Ownership Proof in the name of any family members with relationship proof
  •   Open a OD account of 2 times of running emi which will be used only when in the situation of Emi bounce
  •   Be Digital expert to easily follow the bank process

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